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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,179 | $76,407+235.3% | $150,298+70.4% | $82,448+210.7% |
| Participation rate | 85.7% | 66.4%+19.3pp | 77.8%+8.0pp | 68.1%+17.6pp |
| Annual return | 17.46% | 39.99%-22.5pp | 62.79%-45.3pp | 41.64%-24.2pp |
| Employer contribution / active EE | $14,138 | $2,614+440.8% | $4,154+240.3% | $2,551+454.2% |
| Participant deferral / active EE | $11,689 | $3,214+263.7% | $5,453+114.4% | $4,139+182.4% |
| Admin fee / account holder | $11,352 | $6,352+78.7% | $14,116-19.6% | $7,234+56.9% |