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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,473 | $126,661+135.6% | $113,397+163.2% | $138,895+114.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 14.26% | 25.05%-10.8pp | 23.20%-8.9pp | 145.39%-131.1pp |
| Employer contribution / active EE | $19,268 | $3,456+457.5% | $2,977+547.2% | $4,194+359.4% |
| Participant deferral / active EE | $4,347 | $5,693-23.6% | $5,076-14.4% | $6,396-32.0% |
| Admin fee / account holder | $2,727 | $14,549-81.3% | $11,957-77.2% | $12,562-78.3% |