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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,473 | $167,415+78.3% | $140,514+112.4% | $198,609+50.3% |
| Participation rate | 100.0% | 80.9%+19.1pp | 77.8%+22.2pp | 82.4%+17.6pp |
| Annual return | 14.26% | 13.85%+0.4pp | 14.36%-0.1pp | 202.70%-188.4pp |
| Employer contribution / active EE | $19,268 | $4,088+371.4% | $3,378+470.3% | $5,055+281.1% |
| Participant deferral / active EE | $4,347 | $5,579-22.1% | $4,919-11.6% | $6,977-37.7% |
| Admin fee / account holder | $2,727 | $16,730-83.7% | $13,697-80.1% | $19,030-85.7% |