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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,001 | $80,332-34.0% | $107,187-50.6% | $64,097-17.3% |
| Participation rate | 100.0% | 54.4%+45.6pp | 75.0%+25.0pp | 55.2%+44.8pp |
| Annual return | 3.41% | 24.26%-20.9pp | 204.55%-201.1pp | 34.64%-31.2pp |
| Employer contribution / active EE | $2,271 | $2,501-9.2% | $3,782-40.0% | $1,891+20.0% |
| Participant deferral / active EE | $2,137 | $3,109-31.3% | $5,096-58.1% | $3,080-30.6% |
| Admin fee / account holder | $0 | $4,314-100.0% | $9,162-100.0% | $3,454-100.0% |