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Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,001 | $83,843-36.8% | $123,973-57.2% | $65,306-18.8% |
| Participation rate | 100.0% | 56.0%+44.0pp | 76.7%+23.3pp | 57.7%+42.3pp |
| Annual return | 3.41% | 19.87%-16.5pp | 388.13%-384.7pp | 21.94%-18.5pp |
| Employer contribution / active EE | $2,271 | $2,873-21.0% | $4,126-45.0% | $1,967+15.4% |
| Participant deferral / active EE | $2,137 | $2,997-28.7% | $5,247-59.3% | $2,959-27.8% |
| Admin fee / account holder | $0 | $4,735-100.0% | $11,799-100.0% | $3,480-100.0% |