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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $769,517 | $154,228+398.9% | $145,433+429.1% | $137,256+460.6% |
| Participation rate | 85.7% | 83.8%+1.9pp | 82.1%+3.6pp | 80.0%+5.8pp |
| Annual return | 11.16% | 74.59%-63.4pp | 66.58%-55.4pp | 220.34%-209.2pp |
| Employer contribution / active EE | $6,795 | $4,804+41.4% | $4,554+49.2% | $4,156+63.5% |
| Participant deferral / active EE | $11,735 | $8,216+42.8% | $7,897+48.6% | $6,407+83.2% |
| Admin fee / account holder | $45,377 | $14,344+216.4% | $13,129+245.6% | $12,270+269.8% |