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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,948 | $81,504+284.0% | $102,437+205.5% | $80,959+286.6% |
| Participation rate | 81.6% | 66.9%+14.7pp | 74.5%+7.1pp | 67.7%+13.9pp |
| Annual return | 12.74% | 25.60%-12.9pp | 24.95%-12.2pp | 35.67%-22.9pp |
| Employer contribution / active EE | $3,344 | $3,104+7.8% | $3,871-13.6% | $2,757+21.3% |
| Participant deferral / active EE | $8,672 | $3,871+124.0% | $5,060+71.4% | $4,300+101.6% |
| Admin fee / account holder | $12,452 | $6,719+85.3% | $8,388+48.4% | $6,925+79.8% |