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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,644 | $196,972-59.1% | $182,262-55.8% | $198,609-59.4% |
| Participation rate | 94.1% | 85.7%+8.4pp | 84.2%+9.9pp | 82.4%+11.7pp |
| Annual return | -0.02% | 158.27%-158.3pp | 140.60%-140.6pp | 202.70%-202.7pp |
| Employer contribution / active EE | $1,518 | $5,364-71.7% | $5,046-69.9% | $5,055-70.0% |
| Participant deferral / active EE | $3,482 | $8,643-59.7% | $8,276-57.9% | $6,977-50.1% |
| Admin fee / account holder | $7,092 | $18,429-61.5% | $16,712-57.6% | $19,030-62.7% |