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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,444 | $110,337-60.6% | $102,383-57.6% | $145,877-70.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | -67.11% | 24.83%-91.9pp | 24.94%-92.0pp | 551.28%-618.4pp |
| Employer contribution / active EE | $1,566 | $4,216-62.9% | $3,870-59.5% | $4,663-66.4% |
| Participant deferral / active EE | $6,195 | $5,621+10.2% | $5,060+22.4% | $6,691-7.4% |
| Admin fee / account holder | $84,292 | $9,750+764.6% | $8,391+904.5% | $13,402+528.9% |