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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,961 | $174,379-4.3% | $152,093+9.8% | $138,895+20.2% |
| Participation rate | 92.9% | 81.6%+11.2pp | 77.8%+15.1pp | 79.9%+12.9pp |
| Annual return | 15.70% | 74.86%-59.2pp | 66.36%-50.7pp | 145.39%-129.7pp |
| Employer contribution / active EE | $4,912 | $4,652+5.6% | $4,175+17.7% | $4,194+17.1% |
| Participant deferral / active EE | $12,700 | $6,159+106.2% | $5,451+133.0% | $6,396+98.6% |
| Admin fee / account holder | $3,715 | $16,880-78.0% | $14,497-74.4% | $12,562-70.4% |