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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,335 | $125,237-27.9% | $105,608-14.5% | $145,877-38.1% |
| Participation rate | 62.5% | 77.7%-15.2pp | 75.3%-12.8pp | 80.3%-17.8pp |
| Annual return | 11.45% | 225.76%-214.3pp | 116.50%-105.0pp | 551.28%-539.8pp |
| Employer contribution / active EE | $2,210 | $3,720-40.6% | $3,167-30.2% | $4,663-52.6% |
| Participant deferral / active EE | $5,340 | $5,711-6.5% | $5,010+6.6% | $6,691-20.2% |
| Admin fee / account holder | $2,201 | $17,287-87.3% | $11,028-80.0% | $13,402-83.6% |