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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,550 | $132,634-17.4% | $115,768-5.4% | $137,256-20.2% |
| Participation rate | 62.5% | 77.9%-15.4pp | 74.4%-11.9pp | 80.0%-17.5pp |
| Annual return | 11.78% | 160.70%-148.9pp | 100.46%-88.7pp | 220.34%-208.6pp |
| Employer contribution / active EE | $1,953 | $3,360-41.9% | $2,940-33.6% | $4,156-53.0% |
| Participant deferral / active EE | $5,546 | $5,619-1.3% | $4,917+12.8% | $6,407-13.4% |
| Admin fee / account holder | $2 | $15,028-100.0% | $12,439-100.0% | $12,270-100.0% |