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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,820 | $183,592+27.9% | $155,574+50.9% | $145,877+61.0% |
| Participation rate | 90.0% | 82.7%+7.3pp | 78.2%+11.8pp | 80.3%+9.7pp |
| Annual return | 23.21% | 61.37%-38.2pp | 64.87%-41.7pp | 551.28%-528.1pp |
| Employer contribution / active EE | $8,328 | $5,317+56.6% | $4,676+78.1% | $4,663+78.6% |
| Participant deferral / active EE | $6,480 | $6,466+0.2% | $5,629+15.1% | $6,691-3.1% |
| Admin fee / account holder | $1,312 | $19,316-93.2% | $15,914-91.8% | $13,402-90.2% |