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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52 | $124,425-100.0% | $112,040-100.0% | $137,256-100.0% |
| Participation rate | 70.0% | 79.3%-9.3pp | 76.5%-6.5pp | 80.0%-10.0pp |
| Annual return | -21.98% | 24.72%-46.7pp | 24.52%-46.5pp | 220.34%-242.3pp |
| Employer contribution / active EE | $1,515 | $3,411-55.6% | $2,954-48.7% | $4,156-63.5% |
| Participant deferral / active EE | $3,557 | $5,718-37.8% | $5,098-30.2% | $6,407-44.5% |
| Admin fee / account holder | $84,754 | $15,207+457.4% | $12,098+600.6% | $12,270+590.7% |