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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $152,105 | $102,422+48.5% | $147,117+3.4% | $80,959+87.9% |
| Participation rate | 92.3% | 75.9%+16.4pp | 82.2%+10.1pp | 67.7%+24.6pp |
| Annual return | 11.34% | 135.16%-123.8pp | 420.54%-409.2pp | 35.67%-24.3pp |
| Employer contribution / active EE | $2,902 | $3,717-21.9% | $4,932-41.2% | $2,757+5.3% |
| Participant deferral / active EE | $11,385 | $6,652+71.1% | $8,065+41.2% | $4,300+164.7% |
| Admin fee / account holder | $6,163 | $7,953-22.5% | $12,993-52.6% | $6,925-11.0% |