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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,576 | $111,878-57.5% | $93,727-49.2% | $145,897-67.4% |
| Participation rate | 61.9% | 74.2%-12.3pp | 68.7%-6.8pp | 80.3%-18.4pp |
| Annual return | 11.51% | 204.28%-192.8pp | 133.83%-122.3pp | 552.29%-540.8pp |
| Employer contribution / active EE | $1,068 | $3,092-65.5% | $2,421-55.9% | $4,663-77.1% |
| Participant deferral / active EE | $4,139 | $4,920-15.9% | $4,417-6.3% | $6,689-38.1% |
| Admin fee / account holder | $3,092 | $10,256-69.9% | $8,292-62.7% | $13,390-76.9% |