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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,684 | $77,492+130.6% | $100,398+78.0% | $80,911+120.8% |
| Participation rate | 72.0% | 76.9%-4.9pp | 81.5%-9.5pp | 67.6%+4.4pp |
| Annual return | 14.67% | 37.23%-22.6pp | 49.32%-34.6pp | 35.63%-21.0pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,946-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,728 | $6,817-45.3% | $8,084-53.9% | $4,297-13.2% |
| Admin fee / account holder | $21,373 | $5,892+262.8% | $7,893+170.8% | $6,935+208.2% |