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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,848 | $81,504-45.0% | $102,437-56.2% | $80,959-44.6% |
| Participation rate | 80.0% | 66.9%+13.1pp | 74.5%+5.5pp | 67.7%+12.3pp |
| Annual return | 9.93% | 25.60%-15.7pp | 24.95%-15.0pp | 35.67%-25.7pp |
| Employer contribution / active EE | $3,382 | $3,104+9.0% | $3,871-12.6% | $2,757+22.7% |
| Participant deferral / active EE | $3,598 | $3,871-7.1% | $5,060-28.9% | $4,300-16.3% |
| Admin fee / account holder | $5,442 | $6,719-19.0% | $8,388-35.1% | $6,925-21.4% |