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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $227,307 | $110,410+105.9% | $102,437+121.9% | $145,897+55.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.58% | 24.85%-14.3pp | 24.95%-14.4pp | 552.29%-541.7pp |
| Employer contribution / active EE | $10,434 | $4,217+147.4% | $3,871+169.6% | $4,663+123.8% |
| Participant deferral / active EE | $6,339 | $5,622+12.8% | $5,060+25.3% | $6,689-5.2% |
| Admin fee / account holder | $984 | $9,745-89.9% | $8,388-88.3% | $13,390-92.6% |