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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,591 | $63,845+106.1% | $81,370+61.7% | $80,959+62.5% |
| Participation rate | 90.0% | 63.9%+26.1pp | 69.5%+20.5pp | 67.7%+22.3pp |
| Annual return | 14.83% | 16.37%-1.5pp | 24.85%-10.0pp | 35.67%-20.8pp |
| Employer contribution / active EE | $2,928 | $1,980+47.9% | $2,464+18.8% | $2,757+6.2% |
| Participant deferral / active EE | $6,783 | $3,093+119.3% | $3,885+74.6% | $4,300+57.7% |
| Admin fee / account holder | $6,514 | $5,688+14.5% | $5,749+13.3% | $6,925-5.9% |