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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,591 | $63,773+106.3% | $81,286+61.9% | $80,925+62.6% |
| Participation rate | 90.0% | 63.9%+26.1pp | 69.5%+20.5pp | 67.7%+22.3pp |
| Annual return | 14.83% | 16.37%-1.5pp | 24.80%-10.0pp | 35.65%-20.8pp |
| Employer contribution / active EE | $2,928 | $1,979+47.9% | $2,463+18.9% | $2,756+6.2% |
| Participant deferral / active EE | $6,783 | $3,093+119.3% | $3,883+74.7% | $4,299+57.8% |
| Admin fee / account holder | $6,514 | $5,682+14.6% | $5,764+13.0% | $6,940-6.1% |