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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,591 | $64,517+104.0% | $81,438+61.6% | $80,874+62.7% |
| Participation rate | 90.0% | 63.9%+26.1pp | 69.5%+20.5pp | 67.6%+22.4pp |
| Annual return | 14.83% | 16.35%-1.5pp | 24.74%-9.9pp | 35.62%-20.8pp |
| Employer contribution / active EE | $2,928 | $1,982+47.7% | $2,460+19.0% | $2,756+6.3% |
| Participant deferral / active EE | $6,783 | $3,096+119.1% | $3,883+74.7% | $4,297+57.9% |
| Admin fee / account holder | $6,514 | $5,677+14.7% | $5,764+13.0% | $6,935-6.1% |