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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,165 | $183,539+64.6% | $155,556+94.2% | $145,897+107.1% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 18.24% | 61.31%-43.1pp | 64.84%-46.6pp | 552.29%-534.0pp |
| Employer contribution / active EE | $14,972 | $5,315+181.7% | $4,675+220.2% | $4,663+221.1% |
| Participant deferral / active EE | $15,850 | $6,467+145.1% | $5,631+181.5% | $6,689+136.9% |
| Admin fee / account holder | $2,438 | $19,275-87.4% | $15,885-84.7% | $13,390-81.8% |