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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,165 | $183,627+64.6% | $155,602+94.2% | $145,978+107.0% |
| Participation rate | 75.0% | 82.7%-7.7pp | 78.2%-3.2pp | 80.3%-5.3pp |
| Annual return | 18.24% | 61.32%-43.1pp | 64.81%-46.6pp | 550.52%-532.3pp |
| Employer contribution / active EE | $14,972 | $5,316+181.6% | $4,675+220.2% | $4,662+221.2% |
| Participant deferral / active EE | $15,850 | $6,466+145.1% | $5,629+181.6% | $6,690+136.9% |
| Admin fee / account holder | $2,438 | $19,327-87.4% | $15,923-84.7% | $13,400-81.8% |