See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
CHARLES SCHWAB & CO., INC.4 years Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $270,258 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,617 | $160,882-65.4% | $200,582-72.3% | $102,872-45.9% |
| Participation rate | 60.7% | 91.2%-30.4pp | 86.9%-26.1pp | 73.0%-12.3pp |
| Annual return | 17.63% | 18.15%-0.5pp | 42.33%-24.7pp | 19.06%-1.4pp |
| Employer contribution / active EE | $2,763 | $5,602-50.7% | $6,419-57.0% | $3,526-21.7% |
| Participant deferral / active EE | $6,276 | $9,300-32.5% | $9,331-32.7% | $5,535+13.4% |
| Admin fee / account holder | $108 | $125-13.7% | $16,305-99.3% | $292-63.1% |