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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $234,531 | $102,422+129.0% | $147,117+59.4% | $80,959+189.7% |
| Participation rate | 93.9% | 75.9%+18.1pp | 82.2%+11.8pp | 67.7%+26.3pp |
| Annual return | 11.41% | 135.16%-123.7pp | 420.54%-409.1pp | 35.67%-24.3pp |
| Employer contribution / active EE | $7,307 | $3,717+96.6% | $4,932+48.1% | $2,757+165.0% |
| Participant deferral / active EE | $9,109 | $6,652+36.9% | $8,065+12.9% | $4,300+111.8% |
| Admin fee / account holder | $29,536 | $7,953+271.4% | $12,993+127.3% | $6,925+326.5% |