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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,970 | $106,864-77.6% | $147,318-83.7% | $82,637-71.0% |
| Participation rate | 100.0% | 75.5%+24.5pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 20.93% | 27.49%-6.6pp | 70.43%-49.5pp | 53.51%-32.6pp |
| Employer contribution / active EE | $3,857 | $3,417+12.9% | $4,593-16.0% | $2,552+51.1% |
| Participant deferral / active EE | $8,305 | $6,496+27.9% | $7,906+5.0% | $4,126+101.3% |
| Admin fee / account holder | $2,407 | $8,415-71.4% | $13,708-82.4% | $7,339-67.2% |