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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,311 | $51,631-74.2% | $129,397-89.7% | $80,925-83.6% |
| Participation rate | 98.4% | 56.9%+41.4pp | 69.6%+28.8pp | 67.7%+30.7pp |
| Annual return | 10.12% | 20.77%-10.7pp | 9453.98%-9443.9pp | 35.65%-25.5pp |
| Employer contribution / active EE | $929 | $1,583-41.3% | $4,154-77.6% | $2,756-66.3% |
| Participant deferral / active EE | $2,158 | $2,670-19.2% | $4,167-48.2% | $4,299-49.8% |
| Admin fee / account holder | $2,170 | $4,309-49.6% | $7,679-71.7% | $6,940-68.7% |