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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,311 | $51,638-74.2% | $129,406-89.7% | $80,959-83.6% |
| Participation rate | 98.4% | 56.9%+41.5pp | 69.6%+28.7pp | 67.7%+30.7pp |
| Annual return | 10.12% | 20.78%-10.7pp | 9468.18%-9458.1pp | 35.67%-25.6pp |
| Employer contribution / active EE | $929 | $1,584-41.3% | $4,155-77.6% | $2,757-66.3% |
| Participant deferral / active EE | $2,158 | $2,670-19.2% | $4,167-48.2% | $4,300-49.8% |
| Admin fee / account holder | $2,170 | $4,313-49.7% | $7,689-71.8% | $6,925-68.7% |