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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,311 | $51,606-74.2% | $129,339-89.7% | $80,911-83.5% |
| Participation rate | 98.4% | 57.0%+41.4pp | 69.6%+28.8pp | 67.6%+30.7pp |
| Annual return | 10.12% | 20.76%-10.6pp | 9437.05%-9426.9pp | 35.63%-25.5pp |
| Employer contribution / active EE | $929 | $1,582-41.3% | $4,154-77.6% | $2,756-66.3% |
| Participant deferral / active EE | $2,158 | $2,669-19.2% | $4,170-48.3% | $4,297-49.8% |
| Admin fee / account holder | $2,170 | $4,310-49.6% | $7,668-71.7% | $6,935-68.7% |