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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,474 | $86,949-86.8% | $102,460-88.8% | $80,959-85.8% |
| Participation rate | 100.0% | 72.4%+27.6pp | 76.5%+23.5pp | 67.7%+32.3pp |
| Annual return | 38.95% | 18.89%+20.1pp | 29.47%+9.5pp | 35.67%+3.3pp |
| Employer contribution / active EE | $1,272 | $2,370-46.3% | $3,025-57.9% | $2,757-53.8% |
| Participant deferral / active EE | $2,157 | $4,121-47.7% | $5,056-57.3% | $4,300-49.8% |
| Admin fee / account holder | $418 | $8,048-94.8% | $9,460-95.6% | $6,925-94.0% |