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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,497 | $101,618+15.6% | $93,063+26.3% | $137,256-14.4% |
| Participation rate | 94.1% | 74.9%+19.2pp | 72.1%+22.0pp | 80.0%+14.2pp |
| Annual return | 14.72% | 223.95%-209.2pp | 34.15%-19.4pp | 220.34%-205.6pp |
| Employer contribution / active EE | $0 | $2,707-100.0% | $2,476-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $6,761 | $4,279+58.0% | $3,958+70.8% | $6,407+5.5% |
| Admin fee / account holder | $15,329 | $6,198+147.3% | $6,033+154.1% | $12,270+24.9% |