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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,627 | $100,970+20.5% | $96,576+25.9% | $137,256-11.4% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 14.94% | 38.16%-23.2pp | 38.47%-23.5pp | 220.34%-205.4pp |
| Employer contribution / active EE | $1,200 | $3,809-68.5% | $3,553-66.2% | $4,156-71.1% |
| Participant deferral / active EE | $1,200 | $8,286-85.5% | $7,956-84.9% | $6,407-81.3% |
| Admin fee / account holder | $1,160 | $11,312-89.7% | $11,381-89.8% | $12,270-90.5% |