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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,084 | $180,749-68.4% | $160,784-64.5% | $137,256-58.4% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 12.38% | 2234.46%-2222.1pp | 1803.92%-1791.5pp | 220.34%-208.0pp |
| Employer contribution / active EE | $2,032 | $4,155-51.1% | $3,733-45.6% | $4,156-51.1% |
| Participant deferral / active EE | $2,860 | $6,844-58.2% | $6,293-54.6% | $6,407-55.4% |
| Admin fee / account holder | $618 | $10,397-94.1% | $9,717-93.6% | $12,270-95.0% |