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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,991 | $60,442-76.9% | $96,754-85.5% | $87,485-84.0% |
| Participation rate | 100.0% | 58.7%+41.3pp | 70.3%+29.7pp | 68.9%+31.1pp |
| Annual return | 18.61% | 21.97%-3.4pp | 82.04%-63.4pp | 26.06%-7.5pp |
| Employer contribution / active EE | $0 | $1,691-100.0% | $2,679-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,435 | $3,280+35.2% | $4,758-6.8% | $4,274+3.8% |
| Admin fee / account holder | $1,200 | $5,069-76.3% | $8,905-86.5% | $7,775-84.6% |