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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,991 | $57,590-75.7% | $86,233-83.8% | $82,448-83.0% |
| Participation rate | 100.0% | 57.9%+42.1pp | 69.0%+31.0pp | 68.1%+31.9pp |
| Annual return | 18.61% | 22.41%-3.8pp | 61.39%-42.8pp | 41.64%-23.0pp |
| Employer contribution / active EE | $0 | $1,655-100.0% | $2,504-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,435 | $3,080+44.0% | $4,559-2.7% | $4,139+7.1% |
| Admin fee / account holder | $1,200 | $4,730-74.6% | $8,342-85.6% | $7,234-83.4% |