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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,457 | $57,140-83.4% | $85,240-88.9% | $80,959-88.3% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 13.77% | 21.71%-7.9pp | 66.75%-53.0pp | 35.67%-21.9pp |
| Employer contribution / active EE | $0 | $1,802-100.0% | $2,735-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,439 | $3,115+42.5% | $4,527-2.0% | $4,300+3.2% |
| Admin fee / account holder | $648 | $4,992-87.0% | $6,165-89.5% | $6,925-90.6% |