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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,097 | $57,073-73.5% | $85,126-82.3% | $80,925-81.3% |
| Participation rate | 100.0% | 56.4%+43.6pp | 67.5%+32.5pp | 67.7%+32.3pp |
| Annual return | 7.58% | 21.69%-14.1pp | 66.63%-59.0pp | 35.65%-28.1pp |
| Employer contribution / active EE | $886 | $1,801-50.8% | $2,731-67.6% | $2,756-67.8% |
| Participant deferral / active EE | $2,421 | $3,113-22.2% | $4,523-46.5% | $4,299-43.7% |
| Admin fee / account holder | $1,722 | $4,988-65.5% | $6,160-72.0% | $6,940-75.2% |