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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CBIZ INVESTMENT ADVISORY SERVICES Service code 27 · EIN 81-3968784 | Advisory (Plan) | $55,190 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | $45,568 |
Filed as: CBIZ Service code 49 · EIN 31-1582098 | Other Services | $9,908 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,177 | $78,483+148.7% | $106,201+83.8% | $74,546+161.8% |
| Participation rate | 99.2% | 72.8%+26.4pp | 75.3%+23.9pp | 67.2%+32.0pp |
| Annual return | 14.59% | 15.94%-1.3pp | 116.26%-101.7pp | 1366.03%-1351.4pp |
| Employer contribution / active EE | $10,464 | $2,522+315.0% | $3,170+230.1% | $2,624+298.7% |
| Participant deferral / active EE | $9,567 | $4,320+121.4% | $5,012+90.9% | $4,347+120.1% |
| Admin fee / account holder | $351 | $2,236-84.3% | $11,039-96.8% | $1,944-82.0% |