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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $290,501 | $183,539+58.3% | $155,556+86.7% | $145,897+99.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 15.44% | 61.31%-45.9pp | 64.84%-49.4pp | 552.29%-536.8pp |
| Employer contribution / active EE | $2,114 | $5,315-60.2% | $4,675-54.8% | $4,663-54.7% |
| Participant deferral / active EE | $13,630 | $6,467+110.8% | $5,631+142.1% | $6,689+103.8% |
| Admin fee / account holder | $2,045 | $19,275-89.4% | $15,885-87.1% | $13,390-84.7% |