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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,736 | $115,225-33.4% | $100,712-23.8% | $138,895-44.8% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 6.87% | 40.35%-33.5pp | 33.27%-26.4pp | 145.39%-138.5pp |
| Employer contribution / active EE | $0 | $2,771-100.0% | $2,313-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,957 | $4,699-37.1% | $4,085-27.6% | $6,396-53.8% |
| Admin fee / account holder | $3,742 | $10,844-65.5% | $9,256-59.6% | $12,562-70.2% |