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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,616 | $58,627+47.7% | $76,735+12.9% | $82,448+5.1% |
| Participation rate | 75.0% | 63.2%+11.8pp | 69.5%+5.5pp | 68.1%+6.9pp |
| Annual return | 15.36% | 39.10%-23.7pp | 29.77%-14.4pp | 41.64%-26.3pp |
| Employer contribution / active EE | $5,152 | $1,729+197.9% | $2,454+109.9% | $2,551+102.0% |
| Participant deferral / active EE | $6,194 | $3,134+97.7% | $4,088+51.5% | $4,139+49.6% |
| Admin fee / account holder | $8,797 | $5,323+65.3% | $7,189+22.4% | $7,234+21.6% |