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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,350 | $110,410+31.6% | $102,437+41.9% | $145,897-0.4% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 13.80% | 24.85%-11.1pp | 24.95%-11.2pp | 552.29%-538.5pp |
| Employer contribution / active EE | $7,498 | $4,217+77.8% | $3,871+93.7% | $4,663+60.8% |
| Participant deferral / active EE | $4,443 | $5,622-21.0% | $5,060-12.2% | $6,689-33.6% |
| Admin fee / account holder | $1,422 | $9,745-85.4% | $8,388-83.0% | $13,390-89.4% |