Retirement plan

ACHIEVEMENT FIRST, INC. 403(B) PLAN

Name: ACHIEVEMENT FIRST, INC. - ACHIEVEMENT FIRST, INC. 403(B) PLAN (2025) Form 5500
Creator: ACHIEVEMENT FIRST, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ACHIEVEMENT FIRST, INC. 403(B) PLAN, ACHIEVEMENT FIRST, INC.

ACHIEVEMENT FIRST, INC.EIN 65-1203744Plan #001PY 2025

470 JAMES STREET, SUITE 7 - NEW HAVEN, CT 06513203-773-3223

Prospect flagsNo flags tripped

How to read this page

Total assets (EOY)

$98.8M

+12.0% from 2024

Total participants

2,714

-2.8% from 2024

Average account balance

$36,410

-0.2% from 2024

Annual return

13.06%

+1.91 pp from 2024

Benchmarks

See 390 peers

Peer group

Industryany (size+type match)

Plan typeDefined contribution

Participants1,000-4,999

Cohort390 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$98.82M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$36K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,714

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$7.89M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.06%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$201

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 6 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS8 years Service code 12 · EIN 13-3689044	Finders' fees / placement fees; Inves...	$401,412
OSAIC WEALTH INC1 year Filed as: OSAIC WEALTH, INC. Service code 16 7753 3RD STREET NORTH · OAKDALE, MN 55128	Consulting	$118,793
COHN REZNICK LLP5 years Filed as: COHN REZNICK, LLP Service code 10 · EIN 22-1478099	Accounting	$57,750
MAGII PENSION SERVICES LLC5 years Filed as: MAGII PENSION SERVICES, LLC Service code 16 · EIN 26-2480211	Consulting	$56,250
VALIC RETIREMENT SERVICES COMPANY7 years Filed as: VARIABLE ANNUITY LIFE INSURANCE CO. Service code 26 · EIN 74-1625348	Advisory (Participants)	$30,468
NATIONAL FINANCIAL SERVICES8 years Service code 33 · EIN 04-3523567	Securities brokerage commissions and ...	$0

Plan features & details

Pension benefit codes2F2G2K2L3H2T

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

0 tripped

No flags tripped for this filing year. This plan looks clean.

Expense breakdown

Schedule H Part II

Admin total

$546K

$270 / participant

Recordkeeping$432K79.1%
Investment mgmt$56K10.3%
Other / not subdivided$58K10.6%

% of EOY assets

0.552%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: COHNREZNICK, LLP
Auditor EIN: 334144829
Audit fees: $57,750
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$36,410

$83,436-56.4%

$66,439-45.2%

$83,436-56.4%

Participation rate

100.0%

73.2%+26.8pp

74.5%+25.5pp

73.2%+26.8pp

Annual return

13.06%

19.34%-6.3pp

757.66%-744.6pp

19.34%-6.3pp

Employer contribution / active EE

$1,379

$4,072-66.1%

$2,637-47.7%

$4,072-66.1%

Participant deferral / active EE

$2,531

$3,411-25.8%

$3,876-34.7%

$3,411-25.8%

Admin fee / account holder

$201

$265-24.2%

$6,173-96.7%

$265-24.2%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS8 years

Service code 12 · EIN 13-3689044

Finders' fees / placement fees; Inves...

$401,412

OSAIC WEALTH INC1 year

Filed as: OSAIC WEALTH, INC.

Service code 16

7753 3RD STREET NORTH · OAKDALE, MN 55128

Consulting

$118,793

COHN REZNICK LLP5 years

Filed as: COHN REZNICK, LLP

Service code 10 · EIN 22-1478099

Accounting

$57,750

MAGII PENSION SERVICES LLC5 years

Filed as: MAGII PENSION SERVICES, LLC

Service code 16 · EIN 26-2480211

Consulting

$56,250

VALIC RETIREMENT SERVICES COMPANY7 years

Filed as: VARIABLE ANNUITY LIFE INSURANCE CO.

Service code 26 · EIN 74-1625348

Advisory (Participants)

$30,468

NATIONAL FINANCIAL SERVICES8 years

Service code 33 · EIN 04-3523567

Securities brokerage commissions and ...

ACHIEVEMENT FIRST, INC. 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ACHIEVEMENT FIRST, INC. 403(B) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion