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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,196 | $149,040-59.6% | $120,225-49.9% | $137,256-56.1% |
| Participation rate | 42.9% | 75.4%-32.6pp | 69.6%-26.7pp | 80.0%-37.1pp |
| Annual return | 11.32% | 605.68%-594.4pp | 439.23%-427.9pp | 220.34%-209.0pp |
| Employer contribution / active EE | $1,444 | $4,350-66.8% | $3,475-58.5% | $4,156-65.3% |
| Participant deferral / active EE | $3,392 | $4,655-27.1% | $3,999-15.2% | $6,407-47.1% |
| Admin fee / account holder | $3,891 | $6,348-38.7% | $5,696-31.7% | $12,270-68.3% |