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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,767 | $227,399-42.9% | $189,758-31.6% | $198,609-34.7% |
| Participation rate | 83.3% | 84.0%-0.7pp | 79.8%+3.5pp | 82.4%+1.0pp |
| Annual return | 13.85% | 61.03%-47.2pp | 52.62%-38.8pp | 202.70%-188.9pp |
| Employer contribution / active EE | $2,098 | $5,526-62.0% | $4,767-56.0% | $5,055-58.5% |
| Participant deferral / active EE | $7,206 | $6,837+5.4% | $5,856+23.1% | $6,977+3.3% |
| Admin fee / account holder | $35,405 | $25,162+40.7% | $20,388+73.7% | $19,030+86.0% |