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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,767 | $185,312-30.0% | $161,489-19.6% | $154,746-16.1% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 13.85% | 103.84%-90.0pp | 89.72%-75.9pp | 172.34%-158.5pp |
| Employer contribution / active EE | $2,098 | $4,769-56.0% | $4,268-50.8% | $4,379-52.1% |
| Participant deferral / active EE | $7,206 | $6,350+13.5% | $5,630+28.0% | $6,730+7.1% |
| Admin fee / account holder | $35,405 | $18,654+89.8% | $16,006+121.2% | $14,365+146.5% |