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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $781,360 | $183,627+325.5% | $155,602+402.2% | $145,978+435.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 53.25% | 61.32%-8.1pp | 64.81%-11.6pp | 550.52%-497.3pp |
| Employer contribution / active EE | $6,760 | $5,316+27.1% | $4,675+44.6% | $4,662+45.0% |
| Participant deferral / active EE | $15,250 | $6,466+135.9% | $5,629+170.9% | $6,690+128.0% |
| Admin fee / account holder | $5,075 | $19,327-73.7% | $15,923-68.1% | $13,400-62.1% |