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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,812 | $97,648-85.9% | $121,663-88.6% | $87,485-84.2% |
| Participation rate | 78.7% | 70.5%+8.2pp | 74.5%+4.2pp | 68.9%+9.7pp |
| Annual return | 12.84% | 18.03%-5.2pp | 147.54%-134.7pp | 26.06%-13.2pp |
| Employer contribution / active EE | $2,297 | $2,300-0.1% | $3,020-23.9% | $2,596-11.5% |
| Participant deferral / active EE | $3,299 | $3,923-15.9% | $4,887-32.5% | $4,274-22.8% |
| Admin fee / account holder | $1,645 | $11,100-85.2% | $14,289-88.5% | $7,775-78.8% |