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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,812 | $94,031-85.3% | $115,768-88.1% | $82,448-83.2% |
| Participation rate | 78.7% | 70.4%+8.2pp | 74.4%+4.3pp | 68.1%+10.6pp |
| Annual return | 12.84% | 20.61%-7.8pp | 100.46%-87.6pp | 41.64%-28.8pp |
| Employer contribution / active EE | $2,297 | $2,323-1.1% | $2,940-21.9% | $2,551-10.0% |
| Participant deferral / active EE | $3,299 | $3,972-16.9% | $4,917-32.9% | $4,139-20.3% |
| Admin fee / account holder | $1,645 | $10,249-84.0% | $12,439-86.8% | $7,234-77.3% |