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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,073 | $106,864+151.8% | $147,318+82.6% | $82,637+225.6% |
| Participation rate | 81.5% | 75.5%+6.0pp | 82.1%-0.6pp | 68.1%+13.4pp |
| Annual return | 18.93% | 27.49%-8.6pp | 70.43%-51.5pp | 53.51%-34.6pp |
| Employer contribution / active EE | $2,659 | $3,417-22.2% | $4,593-42.1% | $2,552+4.2% |
| Participant deferral / active EE | $6,910 | $6,496+6.4% | $7,906-12.6% | $4,126+67.5% |
| Admin fee / account holder | $881 | $8,415-89.5% | $13,708-93.6% | $7,339-88.0% |