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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,112 | $97,125-53.6% | $86,233-47.7% | $137,256-67.1% |
| Participation rate | 37.5% | 74.2%-36.7pp | 69.0%-31.5pp | 80.0%-42.5pp |
| Annual return | 21.29% | 74.19%-52.9pp | 61.39%-40.1pp | 220.34%-199.1pp |
| Employer contribution / active EE | $449 | $2,841-84.2% | $2,504-82.1% | $4,156-89.2% |
| Participant deferral / active EE | $897 | $5,180-82.7% | $4,559-80.3% | $6,407-86.0% |
| Admin fee / account holder | $210 | $9,725-97.8% | $8,342-97.5% | $12,270-98.3% |