Retirement plan

UNDERWATER LIGHTS USA, LLC 401(K) PLAN

Name: UNDERWATER LIGHTS, USA, LLC. - UNDERWATER LIGHTS USA, LLC 401(K) PLAN (2025) Form 5500
Creator: UNDERWATER LIGHTS, USA, LLC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNDERWATER LIGHTS USA, LLC 401(K) PLAN, UNDERWATER LIGHTS, USA, LLC.

UNDERWATER LIGHTS, USA, LLC.EIN 65-1091356Plan #001PY 2025

3406 SW 26TH TERRACE, C-6/7 - FORT LAUDERDALE, FL 33312954-760-4447underwaterlightsusa.comLinkedIn1-10 employeesbusiness supplies and equipment

Prospect flagsLow participant contribution

How to read this page

Total assets (EOY)

$1.1M

+11.6% from 2024

Total participants

-16.7% from 2024

Average account balance

$127,276

+24.0% from 2024

Annual return

10.68%

+1.89 pp from 2024

Benchmarks

See 15,543 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort15,543 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.15M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$127K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

112.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$10K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$1K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.68%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$117

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D3F

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

1 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$1K

$131 / participant

Other / not subdivided$1K100.0%

% of EOY assets

0.092%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$127,276

$126,661+0.5%

$113,397+12.2%

$138,895-8.4%

Participation rate

87.5%

79.4%+8.1pp

76.5%+11.0pp

79.9%+7.6pp

Annual return

10.68%

25.05%-14.4pp

23.20%-12.5pp

145.39%-134.7pp

Employer contribution / active EE

$3,456-100.0%

$2,977-100.0%

$4,194-100.0%

Participant deferral / active EE

$1,304

$5,693-77.1%

$5,076-74.3%

$6,396-79.6%

Admin fee / account holder

$117

$14,549-99.2%

$11,957-99.0%

$12,562-99.1%

UNDERWATER LIGHTS USA, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNDERWATER LIGHTS USA, LLC 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion