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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,881 | $110,093+42.5% | $97,295+61.2% | $145,897+7.5% |
| Participation rate | 87.5% | 75.9%+11.6pp | 72.7%+14.8pp | 80.3%+7.2pp |
| Annual return | 5.96% | 244.76%-238.8pp | 75.62%-69.7pp | 552.29%-546.3pp |
| Employer contribution / active EE | $2,046 | $3,077-33.5% | $2,723-24.8% | $4,663-56.1% |
| Participant deferral / active EE | $6,160 | $4,678+31.7% | $4,264+44.5% | $6,689-7.9% |
| Admin fee / account holder | $1,553 | $6,212-75.0% | $5,646-72.5% | $13,390-88.4% |