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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,984 | $181,062+23.7% | $158,223+41.6% | $155,188+44.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 79.2%+20.8pp | 80.8%+19.2pp |
| Annual return | 15.22% | 57.39%-42.2pp | 52.09%-36.9pp | 148.84%-133.6pp |
| Employer contribution / active EE | $7,238 | $4,565+58.6% | $4,109+76.1% | $4,248+70.4% |
| Participant deferral / active EE | $17,732 | $6,134+189.1% | $5,467+224.4% | $6,531+171.5% |
| Admin fee / account holder | $1,639 | $18,825-91.3% | $16,047-89.8% | $14,480-88.7% |