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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,538 | $183,592-43.6% | $155,574-33.4% | $145,877-29.0% |
| Participation rate | 66.7% | 82.7%-16.0pp | 78.2%-11.5pp | 80.3%-13.6pp |
| Annual return | 13.49% | 61.37%-47.9pp | 64.87%-51.4pp | 551.28%-537.8pp |
| Employer contribution / active EE | $2,236 | $5,317-57.9% | $4,676-52.2% | $4,663-52.0% |
| Participant deferral / active EE | $7,581 | $6,466+17.2% | $5,629+34.7% | $6,691+13.3% |
| Admin fee / account holder | $13,660 | $19,316-29.3% | $15,914-14.2% | $13,402+1.9% |