Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,404 | $157,829-14.8% | $136,867-1.8% | $198,609-32.3% |
| Participation rate | 37.5% | 77.2%-39.7pp | 74.5%-37.0pp | 82.4%-44.9pp |
| Annual return | 14.81% | 51.25%-36.4pp | 42.97%-28.2pp | 202.70%-187.9pp |
| Employer contribution / active EE | $0 | $3,923-100.0% | $3,547-100.0% | $5,055-100.0% |
| Participant deferral / active EE | $5,632 | $5,463+3.1% | $4,924+14.4% | $6,977-19.3% |
| Admin fee / account holder | $14,605 | $11,107+31.5% | $10,340+41.2% | $19,030-23.3% |