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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,127 | $160,040+75.0% | $147,096+90.4% | $145,877+92.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 21.14% | 98.49%-77.4pp | 419.75%-398.6pp | 551.28%-530.1pp |
| Employer contribution / active EE | $8,459 | $5,289+59.9% | $4,936+71.4% | $4,663+81.4% |
| Participant deferral / active EE | $12,596 | $8,429+49.4% | $8,071+56.1% | $6,691+88.3% |
| Admin fee / account holder | $6,095 | $15,050-59.5% | $13,005-53.1% | $13,402-54.5% |