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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,968 | $124,980-83.2% | $108,359-80.6% | $154,746-86.4% |
| Participation rate | 66.7% | 75.2%-8.5pp | 70.1%-3.5pp | 80.7%-14.0pp |
| Annual return | 22.67% | 45.00%-22.3pp | 36.89%-14.2pp | 172.34%-149.7pp |
| Employer contribution / active EE | $2,260 | $2,851-20.7% | $2,399-5.8% | $4,379-48.4% |
| Participant deferral / active EE | $4,061 | $4,743-14.4% | $4,137-1.8% | $6,730-39.7% |
| Admin fee / account holder | $193 | $11,502-98.3% | $9,741-98.0% | $14,365-98.7% |