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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,968 | $112,729-81.4% | $98,716-78.8% | $137,256-84.7% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.3%-2.6pp | 80.0%-13.3pp |
| Annual return | 22.67% | 38.48%-15.8pp | 31.81%-9.1pp | 220.34%-197.7pp |
| Employer contribution / active EE | $2,260 | $2,725-17.1% | $2,279-0.8% | $4,156-45.6% |
| Participant deferral / active EE | $4,061 | $4,640-12.5% | $4,048+0.3% | $6,407-36.6% |
| Admin fee / account holder | $193 | $10,129-98.1% | $8,703-97.8% | $12,270-98.4% |