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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,015 | $78,027+55.1% | $178,528-32.2% | $80,925+49.5% |
| Participation rate | 42.9% | 65.7%-22.8pp | 77.1%-34.2pp | 67.7%-24.8pp |
| Annual return | 16.60% | 18.09%-1.5pp | 27.11%-10.5pp | 35.65%-19.0pp |
| Employer contribution / active EE | $2,667 | $2,281+16.9% | $3,950-32.5% | $2,756-3.2% |
| Participant deferral / active EE | $2,947 | $4,408-33.1% | $6,278-53.1% | $4,299-31.4% |
| Admin fee / account holder | $3 | $7,168-100.0% | $10,419-100.0% | $6,940-100.0% |