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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,015 | $78,015+55.1% | $178,505-32.2% | $80,959+49.5% |
| Participation rate | 42.9% | 65.7%-22.8pp | 77.1%-34.3pp | 67.7%-24.8pp |
| Annual return | 16.60% | 18.10%-1.5pp | 27.16%-10.6pp | 35.67%-19.1pp |
| Employer contribution / active EE | $2,667 | $2,281+16.9% | $3,955-32.6% | $2,757-3.3% |
| Participant deferral / active EE | $2,947 | $4,406-33.1% | $6,280-53.1% | $4,300-31.5% |
| Admin fee / account holder | $3 | $7,160-100.0% | $10,428-100.0% | $6,925-100.0% |