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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,899 | $77,523+289.4% | $100,383+200.7% | $80,874+273.3% |
| Participation rate | 97.2% | 77.0%+20.3pp | 81.5%+15.7pp | 67.6%+29.6pp |
| Annual return | 14.84% | 37.21%-22.4pp | 49.26%-34.4pp | 35.62%-20.8pp |
| Employer contribution / active EE | $9,839 | $2,801+251.2% | $3,944+149.5% | $2,756+257.0% |
| Participant deferral / active EE | $16,532 | $6,822+142.3% | $8,086+104.5% | $4,297+284.7% |
| Admin fee / account holder | $3,203 | $5,899-45.7% | $7,900-59.5% | $6,935-53.8% |