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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,842 | $102,422-49.4% | $147,117-64.8% | $80,959-36.0% |
| Participation rate | 78.4% | 75.9%+2.6pp | 82.2%-3.8pp | 67.7%+10.8pp |
| Annual return | 14.24% | 135.16%-120.9pp | 420.54%-406.3pp | 35.67%-21.4pp |
| Employer contribution / active EE | $712 | $3,717-80.8% | $4,932-85.6% | $2,757-74.2% |
| Participant deferral / active EE | $6,769 | $6,652+1.8% | $8,065-16.1% | $4,300+57.4% |
| Admin fee / account holder | $1,516 | $7,953-80.9% | $12,993-88.3% | $6,925-78.1% |