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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,842 | $102,429-49.4% | $147,096-64.8% | $80,925-35.9% |
| Participation rate | 78.4% | 75.9%+2.6pp | 82.2%-3.7pp | 67.7%+10.8pp |
| Annual return | 14.24% | 135.02%-120.8pp | 419.75%-405.5pp | 35.65%-21.4pp |
| Employer contribution / active EE | $712 | $3,716-80.8% | $4,936-85.6% | $2,756-74.2% |
| Participant deferral / active EE | $6,769 | $6,649+1.8% | $8,071-16.1% | $4,299+57.5% |
| Admin fee / account holder | $1,516 | $7,957-81.0% | $13,005-88.3% | $6,940-78.2% |